Blog - Kandhavillas

27 Apr

Using Your Personal Gold for a Loan: What Women in Tamil Nadu Should Know

Women in Tamil Nadu can pledge their own gold jewellery independently, with no guarantor and no income proof. Learn how streedhan can support urgent personal or business needs.

25 Apr

Small business owners in Tiruvannamalai using gold loans to manage cash flow

How Small Business Owners in Tiruvannamalai Are Using Gold Loans to Manage Cash Flow

Need working capital fast? Tiruvannamalai business owners use Kandhavillas gold loans for inventory, payroll and equipment with same-day processing and 0% foreclosure charges.

20 Apr

If You Are Having Trouble Repaying a Gold Loan, Here Is Exactly What Happens and What to Do.

Missing a gold loan payment is scary, but the process is structured and borrower-friendly. Here's what happens under RBI's 2026 rules and what to do first.

18 Apr

Gold Loan for School Fees in Tamil Nadu: Get Funds the Same Day

School and college fees due in March-April? Pledge your gold at Kandhavillas Finance, Tiruvannamalai, and get funds in 1-4 hours.

13 Apr

New RBI Gold Loan Rules From April 2026. What Every Borrower Needs to Know.

The RBI's April 1, 2026 gold loan rules bring higher LTV for smaller loans and new protections on renewals, gold return timelines, and purity certificates.

05 Mar

Understanding Gold Loans: A Smart Way to Use Your Idle Gold

A gold loan lets you unlock cash from your own gold jewellery without selling it, making it a practical choice for sudden financial needs.

05 Mar

Which growth strategies you should adopt

Rising Gold Prices: Why Now is the Right Time to Avail a Gold Loan

Gold prices in India have been surging in recent years. In 2024 the average price of 24K gold was about ₹78,245 per 10g, up significantly .

05 Mar

How EMI Works in Gold Loans: A Beginner’s Guide

An EMI (Equated Monthly Installment) is the fixed amount you pay every month to repay a loan. Each EMI payment includes part of the interest

05 Mar

What is 1 Paisa Interest in Gold Loans? Myths vs Facts

There is a common myth floating around that some gold loan lenders charge “1 paisa interest” on the rupee, making it sound negligible. Let’s clear

05 Mar

Chit Savings in Tamil Nadu: How It Works and Is It Safe?

Chit funds (or “chit savings”) are traditional savings-and-borrowing schemes popular in Tamil Nadu and many parts of India

05 Mar

Agriculture Loans: Empowering Farmers with the Right Financial Support

Agriculture loans are specialized loans for farmers and those working in allied activities (like dairy, fisheries, or agro-processing).

05 Mar

Gold Loan vs Personal Loan: Which Should You Choose?

When deciding between a gold loan and a personal loan, consider your situation and needs. Both provide funds, but their features differ:

05 Mar

The Importance of Choosing a Licensed NBFC for Your Loan Needs

In India, many financial companies lend money, but not all are equal. It’s vital to choose a lender that is a licensed NBFC (Non-Banking Financial Company).